Retirement Calculators
Plan retirement backwards: size the corpus that can fund your future expenses, then find the monthly investment that gets you there.
Inflation and post-retirement returns matter enormously over 25–30 years — model them explicitly.
Calculators
- Retirement CalculatorThe corpus you need to retire and the monthly investment to build it.
- NPS CalculatorProjected NPS corpus, lump sum and monthly pension at retirement.
- Inflation CalculatorFuture cost of an expense and the shrinking purchasing power of money.
- SIP CalculatorProjected maturity value of a monthly SIP, with an optional annual step-up.
- PPF CalculatorYear-wise PPF growth and the tax-free maturity amount.
- EPF CalculatorRetirement EPF corpus from monthly contributions and annual interest.
The core idea
Your expenses at 60 will be far higher than today's because of inflation. The corpus must cover those inflated expenses for your remaining years, drawing a conservative post-retirement return.
Start early
- The required monthly investment rises steeply the later you begin.
- Treat EPF, PPF and NPS balances as part of your retirement savings.
- Revisit the plan every year and adjust for actual returns and inflation.
Guides
Frequently asked questions
How much do I need to retire in India?
Enough to fund your inflation-adjusted expenses for life after retirement at a cautious return. For many households retiring at 60 that is several crore rupees in future value — use the retirement calculator with your numbers.
Does the retirement calculator include NPS?
Indirectly. Enter your NPS/EPF/PPF balances as current savings and their contributions as part of the monthly investment.