Savings & Deposit Calculators
Project the maturity value of every major Indian savings vehicle — bank deposits, provident funds and the pension system — with year-wise breakdowns.
Statutory rates (PPF, EPF) are kept in one place and clearly dated; always check the latest notification.
Calculators
- FD CalculatorMaturity value and interest on a fixed deposit with your choice of compounding.
- RD CalculatorMaturity value and interest for a monthly recurring deposit.
- PPF CalculatorYear-wise PPF growth and the tax-free maturity amount.
- EPF CalculatorRetirement EPF corpus from monthly contributions and annual interest.
- NPS CalculatorProjected NPS corpus, lump sum and monthly pension at retirement.
- Gratuity CalculatorGratuity payable and its tax-exempt portion from salary and tenure.
- Compound Interest CalculatorMaturity amount and interest with your choice of compounding frequency.
Match the instrument to the goal
- FD/RD: near-term goals, capital safety, interest taxed at slab.
- PPF: long-term, tax-free, government-backed — a good debt anchor.
- EPF/NPS: retirement, with payroll contributions and tax benefits.
Watch the real return
After tax and inflation, the real return on deposits can be close to zero. Use them for stability and short horizons, and pair them with growth assets for long-term goals.
Guides
Frequently asked questions
Is PPF or EPF interest taxable?
Both are largely tax-free, subject to conditions (e.g. EPF needs five years of continuous service; very high EPF contributions have a taxable-interest rule). PPF has full EEE status.
How often do PPF and EPF rates change?
PPF is reset every quarter by the Ministry of Finance; EPF is declared once a year by the EPFO. Our calculators let you override the rate.