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Everyday Finance Calculators

Quick tools for the maths that comes up in daily life: interest on a loan or deposit, percentages, shopping discounts and currency conversion.

Calculators

Simple vs compound interest

Simple interest grows in a straight line on the original principal. Compound interest also earns interest on past interest, so it pulls ahead over time. Use the two calculators side by side to see the gap.

Percentages everywhere

  • Bills: GST, service charge and tips.
  • Shopping: single and successive discounts.
  • Money: interest rates, salary hikes and returns.

Guides

Frequently asked questions

Are the currency rates live?

No. The currency converter uses static reference rates that are updated manually and makes no internet requests. Check a live source before transacting.

How do successive discounts work?

They apply one after another, not added. 20% then 10% off leaves 0.8 × 0.9 = 0.72 of the price — a 28% effective discount.